CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: Arnot Ogden Medical Center

Billing Code: 90837 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90837
Insurance Median: $165
Cash Discount Price: $190
vs. Medicare Baseline: 0.91x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (60 minutes) at Arnot Ogden Medical Center is $165. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $190. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.91x the Medicare baseline. Located in 600 Roe Avenue, Elmira, NY.

Cash / Self-Pay

$190

Average discount available for prompt cash payment at this facility.

Insurance Median

$165

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $190 (105%)

Insurance Median: $165 (91%)

Cash: $190 (105% of Medicare)

Ins. Median: $165 (91% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Fidelis Care-Exchange - All Plans	$105	58%
Geisinger - All Plans	$111	61%
Cigna	$119	66%
Mvp Health Plan - All Plans	$119	66%
Independent Health - All Plans	$124	68%
UnitedHealthcare	$131 - $165	72%
Upmc Health Plan - All Plans	$131	72%
Empire	$135 - $140	74%
Pomco Inc - All Plans	$137	76%
Aetna	$143 - $181	79%
Blue Cross Blue Shield	$150 - $577	83%
Fidelis	$165 - $199	91%
Geisinger	$165 - $185	91%
Icircle	$165	91%
Emblem Health - All Plans	$167	92%
Humana	$171 - $207	94%
Martins Point Mcr Adv - All Plans	$190	105%
Tricare	$207	114%
Amerihealth Mcr Adv - All Plans	$210	116%
Healthnow - All Plans	$573	316%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $190.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90837.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Arnot Ogden Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90837.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.