CMS Price Transparency Data

Total knee replacement

Facility: Columbia Memorial Hospital

Billing Code: 27447 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 27447
Insurance Median: $1,511
Cash Discount Price: $2,637
vs. Medicare Baseline: 0.12x Medicare

The contracted insurance negotiated median rate for a Total knee replacement at Columbia Memorial Hospital is $1,511. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,637. Compared to the federal Medicare reimbursement reference rate of $13,116.76, this hospital’s rate is 0.12x the Medicare baseline. Located in 71 Prospect Avenue, Hudson, NY.

Cash / Self-Pay

$2,637

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,511

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13,116.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13,116.76 (100%)

Cash / Self-Pay: $2,637 (20%)

Insurance Median: $1,511 (12%)

Cash: $2,637 (20% of Medicare)

Ins. Median: $1,511 (12% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13,116.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$550 - $5,351	4%
Medicaid / KanCare	$749 - $4,151	6%
Mvp	$962 - $8,717	7%
Cdphp	$976 - $22,401	7%
Medicare (plans)	$1,030 - $1,374	8%
Blue Cross Blue Shield	$1,168 - $15,226	9%
Tricare	$1,168 - $1,374	9%
Hamaspik	$1,285 - $20,707	10%
Fidelis	$1,305 - $15,987	10%
Aetna	$1,415 - $15,683	11%
Blue Shield Highmark	$1,479 - $1,492	11%
Cigna	$1,855 - $1,916	14%
Emblem Health Ghi	$1,882	14%
Blue Shield	$7,432 - $22,131	57%
Herrington Diversified Pdh	$22,839	174%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,637.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 27447.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Columbia Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 27447.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.