CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Olean General Hospital

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $1,084
Cash Discount Price: $2,688
vs. Medicare Baseline: 1.24x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Olean General Hospital is $1,084. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,688. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 1.24x the Medicare baseline. Located in 515 Main Street, Olean, NY.

Cash / Self-Pay

$2,688

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,084

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Cash / Self-Pay: $2,688 (306%)

Insurance Median: $1,084 (124%)

Cash: $2,688 (306% of Medicare)

Ins. Median: $1,084 (124% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$107 - $3,451	12%
Upmc	$441 - $1,115	50%
Univera	$501 - $567	57%
Independent Health Association	$862 - $1,879	98%
Highmark - Bradford	$878	100%
Fidelis	$965 - $1,158	110%
Aetna	$1,072 - $1,136	122%
Geisinger	$1,126	128%
Fidelis Care	$1,179 - $1,394	134%
Nova Azero Health Plan	$1,879	214%
Nova Azero Health Plan - Bradford	$1,879	214%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,688.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Olean General Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.