CMS Price Transparency Data

Spinal fusion, single level (inpatient stay)

Facility: Olean General Hospital

Billing Code: 451 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 451
Insurance Median: $30,735
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.31x Medicare

The contracted insurance negotiated median rate for a Spinal fusion, single level (inpatient stay) at Olean General Hospital is $30,735. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $23,503.93, this hospital’s rate is 1.31x the Medicare baseline. Located in 515 Main Street, Olean, NY.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$30,735

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$23,503.93

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $23,503.93 (100%)

Insurance Median: $30,735 (131%)

Ins. Median: $30,735 (131% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $23,503.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Emblem Health	$11,954	51%
Independent Health Association	$21,607 - $22,345	92%
Cigna	$21,829	93%
UnitedHealthcare	$27,803 - $37,684	118%
Blue Cross Blue Shield	$29,813 - $31,501	127%
Univera	$30,121	128%
Upmc	$30,210 - $31,350	129%
Aetna	$30,735 - $32,579	131%
Healthpartners	$30,735	131%
Humana	$30,735	131%
Mvp	$30,735	131%
Nalc	$30,735	131%
Pa Health And Wellness	$30,735	131%
Seneca Nation-Lion John Hc	$30,735	131%
Total Senior Care	$30,735	131%
Fidelis	$32,272	137%
Geisinger	$32,272	137%
Wellcare	$32,272	137%
Fidelis Care	$39,956	170%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 451.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Olean General Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 451.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.