CT scan, lower back (lumbar spine)
Facility: Bertrand Chaffee Hospital
Billing Code: 72131 (CPT)
This hospital's typical commercial price is $91 compared to the $108 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
On the higher side — 7 of 8 other NY hospitals charge less.
Black dot = this hospital, among the 9 NY hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a CT scan, lower back (lumbar spine) is about $108 (about 1.0× the $107 Medicare rate). Bertrand Chaffee Hospital charges insurers about $91, or about $440 in cash — below the fair price — a good deal. Located in Springville, NY.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $85 | 80% |
| Blue Cross Blue Shieldmajor | $100 - $134 | 94% |
| Aetnamajor | $70 - $966 | 66% |
| Cignamajor | $70 - $966 | 66% |
| Fidelis Care | $85 - $318 | 80% |
| Molina | $85 | 80% |
| MVP Health Care | $70 - $966 | 66% |
| + 26 smaller / regional plans | $70 - $966 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Bertrand Chaffee Hospital
Compare: CT scan, lower back (lumbar spine) at other NY hospitals
- The University of Vermont Health Network-Alice Hy · Malone $48
- Saratoga Hospital · Saratoga Springs $51
- Maimonides Medical Center · Brooklyn $52
- Columbia Memorial Hospital · Hudson $53
- The University of Vermont Health Network - Champl · Plattsburgh $56
- Bassett Healthcare · Cooperstown $73
- O'Connor Hospital · Delhi $85
- St Barnabas Hospital · Bronx $99
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Bertrand Chaffee Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $188
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $188).
Self-Pay Cash Rate ($440) Beats Your Bill
Bertrand Chaffee Hospital's published 45 CFR § 180 self-pay cash rate is $440 (vs. $91 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $108 Fair BaseRate ($107 Medicare)
Your bill ($518) is $410 above the denoised Fair BaseRate ($108) and 4.8× the $107 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.