CMS Price Transparency Data

Gallbladder removal (laparoscopic)

Facility: Bertrand Chaffee Hospital

Billing Code: 47562 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 47562
Insurance Median: $618
Cash Discount Price: $828
vs. Medicare Baseline: 0.10x Medicare

The contracted insurance negotiated median rate for a Gallbladder removal (laparoscopic) at Bertrand Chaffee Hospital is $618. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $828. Compared to the federal Medicare reimbursement reference rate of $6,176.47, this hospital’s rate is 0.10x the Medicare baseline. Located in 224 East Main Street, Springville, NY.

Cash / Self-Pay

$828

Average discount available for prompt cash payment at this facility.

Insurance Median

$618

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6,176.47

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6,176.47 (100%)

Cash / Self-Pay: $828 (13%)

Insurance Median: $618 (10%)

Cash: $828 (13% of Medicare)

Ins. Median: $618 (10% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6,176.47 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicare (plans)	$615 - $618	10%
Tricare	$615 - $618	10%
Advantra-Mcr Advantage	$618	10%
Aetna	$618 - $974	10%
Centers Plan Hlty Living	$618	10%
Champva	$618	10%
Cigna	$618 - $974	10%
Ctrs Plan For Hlthy Livng	$618	10%
Geisinger Health Plan	$618	10%
Humana	$618	10%
Iha Encompass 65	$618	10%
Lifetime Benefits	$618	10%
Mutual Of Omaha	$618	10%
Optimum Healthcare - Mcr	$618	10%
Todays Option - Amer Prog	$618	10%
United Hc Mcr Solutions	$618	10%
UnitedHealthcare	$618	10%
Wellcare	$618	10%
Blue Cross Blue Shield	$769 - $4,318	12%
Private Pay	$828	13%
American Progressive Ins.	$974	16%
Commercial / Misc	$974	16%
Global Excel Mgt	$974	16%
Guardian Life Ins. Co.	$974	16%
Mvp Commercial	$974	16%
No Amer Meritian Health	$974	16%
No-Fault	$974	16%
Nova Healthcare	$974	16%
Senior Blue - Bc	$4,318	70%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $828.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 47562.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Bertrand Chaffee Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 47562.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.