CMS Price Transparency Data

Colonoscopy with biopsy

Facility: Jacobi Medical Center

Billing Code: 45380 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45380
Insurance Median: $1,395
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.14x Medicare

The contracted insurance negotiated median rate for a Colonoscopy with biopsy at Jacobi Medical Center is $1,395. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $1,222.56, this hospital’s rate is 1.14x the Medicare baseline. Located in 1400 Pelham Parkway South, Bronx, NY.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,395

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$1,222.56

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $1,222.56 (100%)

Insurance Median: $1,395 (114%)

Ins. Median: $1,395 (114% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $1,222.56 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Healthfirst	$181 - $2,155	15%
Aetna	$240 - $2,177	20%
Wellcare	$245 - $2,552	20%
Metroplus	$265 - $2,155	22%
Local 1199	$274 - $3,615	22%
Emblem	$319 - $4,821	26%
Magnacare	$320 - $3,190	26%
Fidelis	$326 - $2,155	27%
Oxford	$362 - $2,648	30%
United	$434 - $3,275	35%
Oscar	$614 - $4,454	50%
Carelon	$758 - $2,764	62%
Amidacare	$958	78%
Blue Cross Blue Shield	$958 - $3,402	78%
Senior Whole Health	$958	78%
United Behavioral Health	$958 - $1,054	78%
Affinity	$977 - $2,155	80%
Carelon (Amida Care)	$977	80%
Vnsny	$977 - $3,615	80%
Elderplan	$1,395 - $2,764	114%
Vaccn	$1,395	114%
Centers Plan For Healthy Living	$1,451	119%
Cigna	$1,500 - $4,285	123%
Centerlight	$2,038 - $2,126	167%
Multiplan	$3,260 - $3,402	267%
Villagecare Max	$3,464 - $3,615	283%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45380.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Jacobi Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45380.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.