CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: Memorial Hospital for Cancer and Allied Diseases

Billing Code: 90837 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90837
Insurance Median: $222
Cash Discount Price: $445
vs. Medicare Baseline: 1.22x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (60 minutes) at Memorial Hospital for Cancer and Allied Diseases is $222. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $445. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.22x the Medicare baseline. Located in 1275 York Ave, New York, NY.

Cash / Self-Pay

$445

Average discount available for prompt cash payment at this facility.

Insurance Median

$222

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $445 (245%)

Insurance Median: $222 (122%)

Cash: $445 (245% of Medicare)

Ins. Median: $222 (122% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Emblem	$57 - $609	31%
Aetna	$95 - $299	52%
Healthfirst	$102 - $431	56%
Empire	$144 - $464	79%
Fidelis	$146 - $485	81%
Metroplus	$146 - $165	81%
Magnacare	$163 - $508	90%
Oxford	$168 - $548	93%
Urn	$180 - $495	99%
Cigna	$194 - $396	107%
6 Degrees Health	$198 - $508	109%
UnitedHealthcare	$198 - $566	109%
Multiplan	$229 - $572	126%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $445.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90837.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorial Hospital for Cancer and Allied Diseases is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90837.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.