CMS Price Transparency Data

Cataract surgery with lens implant

Facility: Guthrie Cortland Regional Medical Center

Billing Code: 66984 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 66984
Insurance Median: $2,281
Cash Discount Price: $1,825
vs. Medicare Baseline: 0.97x Medicare

The contracted insurance negotiated median rate for a Cataract surgery with lens implant at Guthrie Cortland Regional Medical Center is $2,281. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,825. Compared to the federal Medicare reimbursement reference rate of $2,357.81, this hospital’s rate is 0.97x the Medicare baseline. Located in 134 Homer Avenue, Cortland, NY.

Cash / Self-Pay

$1,825

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,281

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,357.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,357.81 (100%)

Cash / Self-Pay: $1,825 (77%)

Insurance Median: $2,281 (97%)

Cash: $1,825 (77% of Medicare)

Ins. Median: $2,281 (97% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,357.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$175 - $2,847	7%
Amerihealth	$376 - $2,281	16%
Health Partners	$783 - $2,505	33%
Geisinger	$790 - $2,281	34%
Blue Cross Blue Shield	$838 - $3,035	36%
Upmc	$889 - $2,281	38%
Pa Health And Wellness	$943 - $2,281	40%
Mvp	$1,476 - $2,948	63%
Emblem	$1,825 - $3,035	77%
Aetna	$2,281 - $2,874	97%
Cdphp	$2,281 - $2,699	97%
Fidelis	$2,281	97%
Fidelis Essential	$2,281	97%
Humana	$2,281	97%
Icircle	$2,281 - $3,035	97%
Tricare	$2,281 - $2,847	97%
Wellcare	$2,281 - $2,948	97%
Freedom Blue	$2,699	114%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,825.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 66984.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Guthrie Cortland Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 66984.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.