CMS Price Transparency Data

Group therapy session

Facility: Guthrie Cortland Regional Medical Center

Billing Code: 90853 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90853
Insurance Median: $34
Cash Discount Price: $43
vs. Medicare Baseline: 0.33x Medicare

The contracted insurance negotiated median rate for a Group therapy session at Guthrie Cortland Regional Medical Center is $34. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $43. Compared to the federal Medicare reimbursement reference rate of $103.79, this hospital’s rate is 0.33x the Medicare baseline. Located in 134 Homer Avenue, Cortland, NY.

Cash / Self-Pay

$43

Average discount available for prompt cash payment at this facility.

Insurance Median

$34

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$103.79

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $103.79 (100%)

Cash / Self-Pay: $43 (41%)

Insurance Median: $34 (33%)

Cash: $43 (41% of Medicare)

Ins. Median: $34 (33% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $103.79 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerihealth	$6 - $73	6%
Mvp	$22 - $73	21%
UnitedHealthcare	$24 - $73	23%
Emblem	$27 - $123	26%
Aetna	$34 - $73	33%
Blue Cross Blue Shield	$34 - $73	33%
Cdphp	$34 - $73	33%
Fidelis	$34 - $73	33%
Fidelis Essential	$34 - $73	33%
Freedom Blue	$34 - $73	33%
Geisinger	$34 - $73	33%
Humana	$34 - $73	33%
Icircle	$34 - $73	33%
Pa Health And Wellness	$34 - $73	33%
Tricare	$34 - $73	33%
Upmc	$34 - $73	33%
Wellcare	$34 - $120	33%
Health Partners	$102	98%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $43.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90853.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Guthrie Cortland Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90853.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.