CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Guthrie Cortland Regional Medical Center

Billing Code: 72148 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 72148
  • Insurance Median: $333
  • Cash Discount Price: $3,348
  • vs. Medicare Baseline: 1.37x Medicare
The contracted insurance negotiated median rate for a MRI, lower back (no contrast) at Guthrie Cortland Regional Medical Center is $333. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,348. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 1.37x the Medicare baseline. Located in 134 Homer Avenue, Cortland, NY.
Cash / Self-Pay
$3,348

Average discount available for prompt cash payment at this facility.

Insurance Median
$333

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)
Cash / Self-Pay: $3,348 (1373%)
Insurance Median: $333 (137%)
Cash: $3,348 (1373% of Medicare)
Ins. Median: $333 (137% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Health Partners $265 - $333 109%
Aetna $286 - $361 117%
Amerihealth $286 - $333 117%
Blue Cross Blue Shield $286 - $3,078 117%
Cdphp $286 - $530 117%
Freedom Blue $286 117%
Geisinger $286 - $336 117%
Humana $286 - $317 117%
Icircle $286 - $322 117%
Mvp $286 - $3,319 117%
Tricare $286 - $306 117%
UnitedHealthcare $286 - $3,100 117%
Upmc $286 - $378 117%
Wellcare $286 - $5,130 117%
Emblem $322 - $4,104 132%
Pa Health And Wellness $401 164%
Fidelis $505 - $884 207%
Fidelis Essential $1,136 466%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 134 Homer Avenue, Cortland, NY 13045
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals