CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: Guthrie Cortland Regional Medical Center

Billing Code: 90837 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$215

about 1.2× the $181 Medicare rate · typically $186–$298

modeled estimate · not a bill or quote

What this hospital charges insurers

$210

About the fair price

about $5 under the fair price · 1.2× Medicare

Medicare pays $181 Fair price $215 This hospital $210 Cash price $222 Hospital's list price $278

How we calculate the fair BaseRate →

How this hospital compares to other NY hospitals

Highest price of the 9 NY hospitals we have prices for — worth calling around.

Cheapest $98 Priciest $210

Black dot = this hospital, among the 9 NY hospitals with a price for this procedure. Full list below.

A fair price for a Psychotherapy session (60 minutes) is about $215 (about 1.2× the $181 Medicare rate). Guthrie Cortland Regional Medical Center charges insurers about $210, or about $222 in cash — about the fair price. Located in Cortland, NY.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$56 - $504	31%
Blue Cross Blue Shieldmajor	$80 - $504	44%
Aetnamajor	$80 - $210	44%
Humanamajor	$190 - $211	105%
AmeriHealth	$190 - $210	105%
CDPHP	$80 - $475	44%
Fidelis Care	$80 - $504	44%
Geisinger	$190	105%
HealthPartners	$176	97%
MVP Health Care	$52 - $504	29%
UPMC Health Plan	$190	105%
WellCare	$80 - $504	44%
+ 4 smaller / regional plans	$64 - $504

Government programs also on file: Military & VA.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 222), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90837.

Insurance Before you use insurance

Call your insurance company to confirm Guthrie Cortland Regional Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 90837.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Guthrie Cortland Regional Medical Center

Compare: Psychotherapy session (60 minutes) at other NY hospitals

Insurance negotiated median for the same procedure, sorted lowest first.