CMS Price Transparency Data

X-ray, chest (two views)

Facility: Guthrie Cortland Regional Medical Center

Billing Code: 71046 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 71046
Insurance Median: $116
Cash Discount Price: $329
vs. Medicare Baseline: 1.30x Medicare

The contracted insurance negotiated median rate for a X-ray, chest (two views) at Guthrie Cortland Regional Medical Center is $116. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $329. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 1.30x the Medicare baseline. Located in 134 Homer Avenue, Cortland, NY.

Cash / Self-Pay

$329

Average discount available for prompt cash payment at this facility.

Insurance Median

$116

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $329 (370%)

Insurance Median: $116 (130%)

Cash: $329 (370% of Medicare)

Ins. Median: $116 (130% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Icircle	$21	24%
Fidelis	$27	30%
Pa Health And Wellness	$28	31%
Amerihealth	$31 - $115	35%
Geisinger	$31	35%
Health Partners	$31	35%
Blue Cross Blue Shield	$33 - $412	37%
Mvp	$33 - $412	37%
Fidelis Essential	$34	38%
Wellcare	$114 - $124	128%
Aetna	$115	129%
Humana	$116	130%
Emblem	$117 - $329	132%
Tricare	$124	139%
UnitedHealthcare	$124 - $288	139%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $329.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 71046.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Guthrie Cortland Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 71046.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.