CMS Price Transparency Data

X-ray, neck (cervical spine)

Facility: Montefiore New Rochelle Hospital

Billing Code: 72040 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$73

about 0.8× the $89 Medicare rate · typically $30–$112

modeled estimate · not a bill or quote

What this hospital charges insurers

$30

Below the fair price — a good deal

about $43 under the fair price · 0.3× Medicare

Medicare pays $89 Fair price $73 This hospital $30 Cash price $381 Hospital's list price $586

How we calculate the fair BaseRate →

How this hospital compares to other NY hospitals

A typical price — 3 charge more and 5 charge less, among the 9 NY hospitals compared.

Cheapest $18 Priciest $33

Black dot = this hospital, among the 9 NY hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a X-ray, neck (cervical spine) is about $73 (about 0.8× the $89 Medicare rate). Montefiore New Rochelle Hospital charges insurers about $30, or about $381 in cash — below the fair price — a good deal. Located in New Rochelle, NY.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Aetna✓ Cigna✓ Humana Blue Cross Blue ShieldKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$15 - $182	17%
Aetnamajor	$147 - $165	165%
Cignamajor	$213	240%
Humanamajor	$115	129%
Fidelis Care	$15 - $104	17%
Molina	$15 - $144	17%
MVP Health Care	$15 - $213	17%
Oscar Health	$165	186%
SelectHealth	$17	19%
WellCare	$15 - $106	17%
+ 12 smaller / regional plans	$15 - $469

Government programs also on file: Medicaid.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 381), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72040.

Insurance Before you use insurance

Call your insurance company to confirm Montefiore New Rochelle Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 72040.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Montefiore New Rochelle Hospital

Compare: X-ray, neck (cervical spine) at other NY hospitals

Insurance negotiated median for the same procedure, sorted lowest first.