CMS Price Transparency Data

Blood test, cholesterol (lipid panel)

Facility: Bellevue Hospital Center

Billing Code: 80061 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80061
Insurance Median: $45
Cash Discount Price: $13
vs. Medicare Baseline: 3.36x Medicare

The contracted insurance negotiated median rate for a Blood test, cholesterol (lipid panel) at Bellevue Hospital Center is $45. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $13. Compared to the federal Medicare reimbursement reference rate of $13.39, this hospital’s rate is 3.36x the Medicare baseline. Located in 462 First Avenue, New York, NY.

Cash / Self-Pay

$13

Average discount available for prompt cash payment at this facility.

Insurance Median

$45

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.39

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.39 (100%)

Cash / Self-Pay: $13 (97%)

Insurance Median: $45 (336%)

Cash: $13 (97% of Medicare)

Ins. Median: $45 (336% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.39 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 336% of the Medicare baseline (a markup of 236%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$6 - $156	45%
Healthfirst	$6 - $156	45%
Aetna	$10 - $39	75%
Centerlight	$13 - $16	97%
Elderplan	$13	97%
Fidelis	$13 - $156	97%
Hamaspik	$13 - $16	97%
Metroplus	$13 - $156	97%
Centers Plan For Healthy Living	$14	105%
Oxford	$14 - $20	105%
Wellcare	$14 - $20	105%
Magnacare	$16	119%
Villagecare Max	$16 - $48	119%
Oscar	$18 - $20	134%
Local 1199	$19 - $48	142%
United	$20 - $87	149%
Affinity	$23 - $156	172%
Cigna	$33	246%
Carelon	$36 - $69	269%
Emblem	$39 - $93	291%
Multiplan	$45	336%
Vnsny	$48 - $71	358%
Amidacare	$69	515%
Senior Whole Health	$69	515%
United Behavioral Health	$69 - $76	515%
Carelon (Amida Care)	$71	530%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $13.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80061.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Bellevue Hospital Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80061.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.