CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Bellevue Hospital Center

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $46
Cash Discount Price: $14
vs. Medicare Baseline: 3.37x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Bellevue Hospital Center is $46. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $14. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 3.37x the Medicare baseline. Located in 462 First Avenue, New York, NY.

Cash / Self-Pay

$14

Average discount available for prompt cash payment at this facility.

Insurance Median

$46

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $14 (103%)

Insurance Median: $46 (337%)

Cash: $14 (103% of Medicare)

Ins. Median: $46 (337% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 337% of the Medicare baseline (a markup of 237%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$10 - $40	73%
Healthfirst	$11 - $110	81%
Blue Cross Blue Shield	$12 - $110	88%
Centerlight	$14 - $17	103%
Centers Plan For Healthy Living	$14	103%
Elderplan	$14	103%
Fidelis	$14 - $110	103%
Hamaspik	$14 - $17	103%
Metroplus	$14 - $110	103%
Oxford	$14 - $20	103%
Wellcare	$15 - $20	110%
Magnacare	$16	117%
Villagecare Max	$16 - $49	117%
Local 1199	$19 - $49	139%
Oscar	$19 - $20	139%
United	$20 - $61	147%
Affinity	$24 - $110	176%
Cigna	$34	249%
Carelon	$37 - $49	271%
Emblem	$40 - $66	293%
Multiplan	$46	337%
Amidacare	$49	360%
Senior Whole Health	$49	360%
United Behavioral Health	$49 - $54	360%
Vnsny	$49 - $50	360%
Carelon (Amida Care)	$50	367%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $14.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Bellevue Hospital Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.