CMS Price Transparency Data

Colonoscopy with biopsy

Facility: Bellevue Hospital Center

Billing Code: 45380 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45380
Insurance Median: $1,008
Cash Discount Price: $1,365
vs. Medicare Baseline: 0.82x Medicare

The contracted insurance negotiated median rate for a Colonoscopy with biopsy at Bellevue Hospital Center is $1,008. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,365. Compared to the federal Medicare reimbursement reference rate of $1,222.56, this hospital’s rate is 0.82x the Medicare baseline. Located in 462 First Avenue, New York, NY.

Cash / Self-Pay

$1,365

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,008

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$1,222.56

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $1,222.56 (100%)

Cash / Self-Pay: $1,365 (112%)

Insurance Median: $1,008 (82%)

Cash: $1,365 (112% of Medicare)

Ins. Median: $1,008 (82% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $1,222.56 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Healthfirst	$110 - $2,140	9%
Affinity	$194 - $2,140	16%
Blue Cross Blue Shield	$221 - $3,402	18%
Centerlight	$221 - $2,126	18%
Elderplan	$221 - $2,764	18%
Fidelis	$221 - $2,140	18%
Wellcare	$224 - $2,552	18%
Centers Plan For Healthy Living	$229 - $1,451	19%
Hamaspik	$232	19%
Aetna	$240 - $2,177	20%
Local 1199	$274 - $3,615	22%
Oscar	$276 - $4,454	23%
Emblem	$319 - $4,821	26%
Magnacare	$320 - $3,190	26%
Oxford	$362 - $2,648	30%
United	$434 - $3,275	35%
Metroplus	$868 - $2,140	71%
Amidacare	$951	78%
Carelon	$951 - $2,764	78%
Senior Whole Health	$951	78%
United Behavioral Health	$951 - $1,046	78%
Carelon (Amida Care)	$970	79%
Vnsny	$970 - $3,615	79%
Vaccn	$1,395	114%
Villagecare Max	$2,047 - $3,615	167%
Multiplan	$3,402	278%
Cigna	$4,285	350%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,365.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45380.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Bellevue Hospital Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45380.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.