CMS Price Transparency Data

Knee arthroscopy with meniscus repair

Facility: Saratoga Hospital

Billing Code: 29881 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 29881
Insurance Median: $536
Cash Discount Price: $1,641
vs. Medicare Baseline: 0.16x Medicare

The contracted insurance negotiated median rate for a Knee arthroscopy with meniscus repair at Saratoga Hospital is $536. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,641. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 0.16x the Medicare baseline. Located in 211 Church Street, Saratoga Springs, NY.

Cash / Self-Pay

$1,641

Average discount available for prompt cash payment at this facility.

Insurance Median

$536

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $1,641 (49%)

Insurance Median: $536 (16%)

Cash: $1,641 (49% of Medicare)

Ins. Median: $536 (16% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$308 - $499	9%
Cdphp	$349 - $4,892	10%
Fidelis	$384 - $4,892	11%
Medicare (plans)	$384 - $513	11%
Blue Cross Blue Shield	$423 - $4,032	13%
Tricare	$436 - $513	13%
Hamaspik	$479 - $5,222	14%
Mvp	$481 - $909	14%
UnitedHealthcare	$502 - $2,174	15%
Emblem Health Ghi	$513 - $564	15%
Aetna	$523 - $581	16%
Blue Shield Highmark	$536 - $614	16%
Cigna	$751 - $909	22%
Mvp Essential Plan	$2,174 - $4,348	65%
Mvp Govt Programs	$2,174	65%
Emblem	$3,840	115%
Empire Plan Nyship	$6,598	197%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,641.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 29881.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Saratoga Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 29881.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.