CMS Price Transparency Data

Occupational therapy (self-care training)

Facility: UPMC Chautauqua at Wca

Billing Code: 97535 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97535
Insurance Median: $90
Cash Discount Price: $96
vs. Medicare Baseline: 2.78x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (self-care training) at UPMC Chautauqua at Wca is $90. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $96. Compared to the federal Medicare reimbursement reference rate of $32.4, this hospital’s rate is 2.78x the Medicare baseline. Located in 207 Foote Avenue, Jamestown, NY.

Cash / Self-Pay

$96

Average discount available for prompt cash payment at this facility.

Insurance Median

$90

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.4 (100%)

Cash / Self-Pay: $96 (296%)

Insurance Median: $90 (278%)

Cash: $96 (296% of Medicare)

Ins. Median: $90 (278% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 278% of the Medicare baseline (a markup of 178%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$24 - $104	74%
Magnacare	$24 - $120	74%
Univera	$33 - $42	102%
Beacon	$40	123%
Blue Cross Blue Shield	$40 - $66	123%
Fidelis	$40 - $90	123%
Molina Healthcare Of Ny	$40 - $90	123%
UnitedHealthcare	$40 - $104	123%
Independent Health	$47 - $55	145%
Corvel	$54	167%
Geisinger	$88	272%
Upmc Health Plan	$96	296%
Humana	$120 - $128	370%
Multiplan	$120	370%
Ghi/Emblem Health	$128	395%
Statewide Independent Ppo	$141	435%
Affordable First Health	$144	444%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $96.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97535.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UPMC Chautauqua at Wca is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97535.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.