CMS Price Transparency Data

Physical therapy (therapeutic exercise)

Facility: Harlem Hospital Center

Billing Code: 97110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97110
Insurance Median: $205
Cash Discount Price: Unavailable
vs. Medicare Baseline: 7.05x Medicare

The contracted insurance negotiated median rate for a Physical therapy (therapeutic exercise) at Harlem Hospital Center is $205. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 7.05x the Medicare baseline. Located in 506 Lenox Avenue, New York, NY.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$205

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)

Insurance Median: $205 (705%)

Ins. Median: $205 (705% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 705% of the Medicare baseline (a markup of 605%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Healthfirst	$18 - $258	62%
Aetna	$19 - $1,171	65%
Wellcare	$35	120%
Centerlight	$46 - $158	158%
Fidelis	$46 - $258	158%
Carelon	$60 - $758	206%
Elderplan	$60 - $205	206%
Emblem	$64 - $977	220%
Blue Cross Blue Shield	$74 - $1,626	255%
Multiplan	$74 - $253	255%
Local 1199	$78 - $796	268%
Villagecare Max	$78 - $268	268%
Vnsny	$78 - $268	268%
Metroplus	$107 - $265	368%
Amidacare	$115	396%
Senior Whole Health	$115	396%
United	$115 - $944	396%
United Behavioral Health	$115 - $126	396%
Affinity	$117 - $258	403%
Carelon (Amida Care)	$117	403%
Oxford	$236 - $882	812%
Magnacare	$237 - $320	816%
Cigna	$241 - $1,500	829%
Oscar	$251 - $1,396	864%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Harlem Hospital Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.