CMS Price Transparency Data

Bunion correction surgery

Facility: Montefiore St Luke's Cornwall

Billing Code: 28296 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$4,120

about 1.2× the $3,343 Medicare rate · typically $3,381–$7,757

modeled estimate · not a bill or quote

What this hospital charges insurers

$4,084

About the fair price

about $36 under the fair price · 1.2× Medicare

Medicare pays $3,343 Fair price $4,120 This hospital $4,084 Cash price $4,084

How we calculate the fair BaseRate →

How this hospital compares to other NY hospitals

Highest price of the 9 NY hospitals we have prices for — worth calling around.

Cheapest $536 Priciest $4,084

Black dot = this hospital, among the 9 NY hospitals with a price for this procedure. Full list below.

A fair price for a Bunion correction surgery is about $4,120 (about 1.2× the $3,343 Medicare rate). Montefiore St Luke's Cornwall charges insurers about $4,084, or about $4,084 in cash — about the fair price. Located in Newburgh, NY.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$4,084 - $9,313	122%
Blue Cross Blue Shieldmajor	$3,679 - $7,843	110%
Aetnamajor	$3,515 - $4,044	105%
Humanamajor	$4,493	134%
CDPHP	$3,642 - $4,084	109%
Fidelis Care	$4,084 - $4,738	122%
GEHA	$3,932	118%
MagnaCare	$1,500 - $3,000	45%
MVP Health Care	$6,666	199%
Oscar Health	$3,549 - $7,276	106%
WellCare	$4,207	126%
+ 13 smaller / regional plans	$2,052 - $25,813

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 4,084), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 28296.

Insurance Before you use insurance

Call your insurance company to confirm Montefiore St Luke's Cornwall is in-network.
Ask your insurer whether prior approval is required for CPT code 28296.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Montefiore St Luke's Cornwall

Compare: Bunion correction surgery at other NY hospitals

Insurance negotiated median for the same procedure, sorted lowest first.