Bunion correction surgery
Facility: Hospital for Special Surgery
Billing Code: 28296 (CPT)
This hospital's typical commercial price is $12,177 compared to the $3,194 fair price benchmark.
5-Star CMS clinical quality rating paired with 3.81× fair market pricing.
Highest price of the 9 NY hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 NY hospitals with a price for this procedure. Full list below.
A fair price for a Bunion correction surgery is about $3,194 (about 1.0× the $3,343 Medicare rate). Hospital for Special Surgery charges insurers about $12,177, or about $15,623 in cash — well above the fair price. Located in New York, NY.
This price is above the fair BaseRate — you may be able to pay less
Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $3,194. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $548 - $14,759 | 16% |
| Blue Cross Blue Shieldmajor | $1,560 - $12,343 | 47% |
| Aetnamajor | $1,475 - $12,267 | 44% |
| Cignamajor | $1,069 - $12,245 | 32% |
| Fidelis Care | $411 - $911 | 12% |
| GEHA | $12,177 | 364% |
| Harvard Pilgrim | $14,759 | 442% |
| Molina | $8,105 | 242% |
| + 13 smaller / regional plans | $346 - $12,343 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Hospital for Special Surgery
Compare: Bunion correction surgery at other NY hospitals
- Geneva General Hospital · Geneva $536
- St Barnabas Hospital · Bronx $562
- Westfield Memorial Hospital Inc · Westfield $602
- Sisters of Charity Hospital · Buffalo $625
- The University of Vermont Health Network-Alice Hy · Malone $697
- Bassett Healthcare · Cooperstown $717
- F F Thompson Hospital · Canandaigua $719
- Nicholas H Noyes Memorial Hospital · Dansville $728
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Hospital for Special Surgery (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $5,808
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $5,808).
Self-Pay Cash Rate ($15,623) Beats Your Bill
Hospital for Special Surgery's published 45 CFR § 180 self-pay cash rate is $15,623 (vs. $12,177 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $3,194 Fair BaseRate ($3,343 Medicare)
Your bill ($16,000) is $12,806 above the denoised Fair BaseRate ($3,194) and 4.8× the $3,343 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.