CMS Price Transparency Data

Occupational therapy (self-care training)

Facility: Ira Davenport Memorial Hospital

Billing Code: 97535 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97535
Insurance Median: $110
Cash Discount Price: $135
vs. Medicare Baseline: 3.40x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (self-care training) at Ira Davenport Memorial Hospital is $110. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $135. Compared to the federal Medicare reimbursement reference rate of $32.4, this hospital’s rate is 3.40x the Medicare baseline. Located in 7571 State Route 54, Bath, NY.

Cash / Self-Pay

$135

Average discount available for prompt cash payment at this facility.

Insurance Median

$110

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.4 (100%)

Cash / Self-Pay: $135 (417%)

Insurance Median: $110 (340%)

Cash: $135 (417% of Medicare)

Ins. Median: $110 (340% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 340% of the Medicare baseline (a markup of 240%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Empire	$16	49%
Blue Cross Blue Shield	$25 - $2,324	77%
Amerihealth Caritas Mcr Adv - All Plans	$31	96%
Humana	$31 - $689	96%
Tricare	$31	96%
Fidelis	$44 - $59	136%
Fidelis Care - Exchange - All Plans	$70 - $421	216%
Geisinger - All Plans	$74 - $446	228%
Cigna	$79 - $477	244%
Mvp Health Plan - All Plans	$79 - $477	244%
Independent Health - All Plans	$82 - $498	253%
Upmc - All Plans	$88 - $529	272%
Pomco Inc - All Plans	$91 - $552	281%
Aetna	$95 - $575	293%
UnitedHealthcare	$95 - $575	293%
Emblem Health - All Plans	$112 - $674	346%
Emblem/Ghi	$125	386%
Martins Point - All Plans	$127 - $766	392%
Healthnow - All Plans	$418 - $2,523	1290%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $135.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97535.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ira Davenport Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97535.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.