CMS Price Transparency Data

Psychiatric evaluation (first visit)

Facility: Ira Davenport Memorial Hospital

Billing Code: 90791 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90791
Insurance Median: $158
Cash Discount Price: $107
vs. Medicare Baseline: 0.87x Medicare

The contracted insurance negotiated median rate for a Psychiatric evaluation (first visit) at Ira Davenport Memorial Hospital is $158. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $107. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.87x the Medicare baseline. Located in 7571 State Route 54, Bath, NY.

Cash / Self-Pay

$107

Average discount available for prompt cash payment at this facility.

Insurance Median

$158

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $107 (59%)

Insurance Median: $158 (87%)

Cash: $107 (59% of Medicare)

Ins. Median: $158 (87% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$78 - $536	43%
Fidelis Care - Exchange - All Plans	$97	53%
Geisinger - All Plans	$103	57%
Empire	$109 - $130	60%
Cigna	$110	61%
Mvp Health Plan - All Plans	$110	61%
Independent Health - All Plans	$115	63%
Upmc - All Plans	$122	67%
Pomco Inc - All Plans	$127	70%
Aetna	$133 - $158	73%
UnitedHealthcare	$133 - $186	73%
Emblem Health - All Plans	$156	86%
Humana	$159 - $190	88%
Emblem/Ghi	$163	90%
Martins Point - All Plans	$177	98%
Fidelis	$190	105%
Tricare	$190	105%
Amerihealth Caritas Mcr Adv - All Plans	$192	106%
Healthnow - All Plans	$582	321%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $107.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90791.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ira Davenport Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90791.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.