CMS Price Transparency Data

CT scan, head (with and without contrast)

Facility: Westfield Memorial Hospital Inc

Billing Code: 70470 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70470
Insurance Median: $170
Cash Discount Price: $1,888
vs. Medicare Baseline: 0.95x Medicare

The contracted insurance negotiated median rate for a CT scan, head (with and without contrast) at Westfield Memorial Hospital Inc is $170. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,888. Compared to the federal Medicare reimbursement reference rate of $179.2, this hospital’s rate is 0.95x the Medicare baseline. Located in 189 E Main St, Westfield, NY.

Cash / Self-Pay

$1,888

Average discount available for prompt cash payment at this facility.

Insurance Median

$170

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$179.2

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $179.2 (100%)

Cash / Self-Pay: $1,888 (1054%)

Insurance Median: $170 (95%)

Cash: $1,888 (1054% of Medicare)

Ins. Median: $170 (95% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $179.2 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Univera	$49 - $209	27%
Amerihealth	$62 - $262	35%
Highmark	$70 - $349	39%
Pennsylvania Health And Wellness	$78 - $239	44%
Geisinger	$86 - $254	48%
UnitedHealthcare	$86 - $352	48%
Cigna	$96 - $277	54%
Jefferson Health Plans	$153 - $243	85%
American Health Plans	$211	118%
Life Pittsburgh	$211	118%
Martin'S Point	$211	118%
Medicare (plans)	$217	121%
Aetna	$219 - $404	122%
Humana	$223	124%
Molina	$230	128%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,888.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70470.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Westfield Memorial Hospital Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70470.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.