CMS Price Transparency Data

Group therapy session

Facility: Westfield Memorial Hospital Inc

Billing Code: 90853 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90853
Insurance Median: $29
Cash Discount Price: $16
vs. Medicare Baseline: 0.28x Medicare

The contracted insurance negotiated median rate for a Group therapy session at Westfield Memorial Hospital Inc is $29. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $16. Compared to the federal Medicare reimbursement reference rate of $103.79, this hospital’s rate is 0.28x the Medicare baseline. Located in 189 E Main St, Westfield, NY.

Cash / Self-Pay

$16

Average discount available for prompt cash payment at this facility.

Insurance Median

$29

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$103.79

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $103.79 (100%)

Cash / Self-Pay: $16 (15%)

Insurance Median: $29 (28%)

Cash: $16 (15% of Medicare)

Ins. Median: $29 (28% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $103.79 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Carelon	$5 - $10	5%
UnitedHealthcare	$6 - $118	6%
Community Care Behavorial Health Healthchoices	$10 - $42	10%
Community Care Behavorial Health University Of Pittsburgh Medical Center	$10 - $42	10%
Univera	$20 - $30	19%
Highmark	$22 - $182	21%
Life Pittsburgh	$24 - $109	23%
Medicare (plans)	$25 - $113	24%
American Health Plans	$26 - $109	25%
Cigna	$39	38%
Martin'S Point	$109	105%
Aetna	$114 - $210	110%
Amerihealth	$115	111%
Humana	$116	112%
Molina	$119	115%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $16.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90853.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Westfield Memorial Hospital Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90853.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.