CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: Margaretville Memorial Hospital

Billing Code: 470 (MS-DRG)

The BaseRate · fair price high confidence

A fair price for this

$18,675

about 1.3× the $14,044 Medicare rate · typically $10,927–$30,103

modeled estimate · not a bill or quote

What this hospital charges insurers

$49,314

Well above the fair price

about $30,639 over the fair price · 3.5× Medicare

Medicare pays $14,044 Fair price $18,675 This hospital $49,314

How we calculate the fair BaseRate →

How this hospital compares to other NY hospitals

Highest price of the 9 NY hospitals we have prices for — worth calling around.

Cheapest $11,437 Priciest $49,314

Black dot = this hospital, among the 9 NY hospitals with a price for this procedure. Full list below.

A fair price for a Hip or knee replacement (inpatient stay) is about $18,675 (about 1.3× the $14,044 Medicare rate). Margaretville Memorial Hospital charges insurers about $49,314 — well above the fair price. Located in Margaretville, NY.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $18,675. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

3 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna CignaHumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$3,395 - $55,330	24%
Blue Cross Blue Shieldmajor	$3,395 - $68,480	24%
Aetnamajor	$3,395 - $54,794	24%
CDPHP	$3,735	27%
MagnaCare	$7,456	53%
Molina	$3,565	25%
MVP Health Care	$3,395 - $47,810	24%
+ 4 smaller / regional plans	$2,920 - $55,932

Government programs also on file: Medicare.

Excludes 2 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the MS-DRG code on your bill matches exactly: 470.

Insurance Before you use insurance

Call your insurance company to confirm Margaretville Memorial Hospital is in-network.
Ask your insurer whether prior approval is required for MS-DRG code 470.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Margaretville Memorial Hospital

Compare: Hip or knee replacement (inpatient stay) at other NY hospitals

Community Memorial Hospital, Inc · Hamilton $11,437
Kenmore Mercy Hospital · Kenmore $14,030
Mercy Hospital of Buffalo · Buffalo $14,030
Montefiore St Luke's Cornwall · Newburgh $16,352
Montefiore Mount Vernon Hospital · Mount Vernon $16,502
Montefiore New Rochelle Hospital · New Rochelle $16,578
Glens Falls Hospital · Glens Falls $17,096
Geneva General Hospital · Geneva $17,152

Insurance negotiated median for the same procedure, sorted lowest first.