CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: Ellenville Regional Hospital

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $1,716
Cash Discount Price: $2,138
vs. Medicare Baseline: 1.81x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at Ellenville Regional Hospital is $1,716. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,138. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 1.81x the Medicare baseline. Located in 10 Healthy Way, Ellenville, NY.

Cash / Self-Pay

$2,138

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,716

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Cash / Self-Pay: $2,138 (225%)

Insurance Median: $1,716 (181%)

Cash: $2,138 (225% of Medicare)

Ins. Median: $1,716 (181% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$428 - $1,828	45%
Emblemhealth	$969 - $2,280	102%
Cdphp	$1,054	111%
Blue Cross Blue Shield	$1,140	120%
Fidelis	$1,140	120%
Hamaspik Choice	$1,140	120%
Humana	$1,140	120%
Mvp Health Care Of Ny	$1,197 - $2,138	126%
Aetna	$1,311 - $1,995	138%
Local 1199Seiu	$1,311 - $1,995	138%
Wellcare	$1,568	165%
Oxford Health Plans	$1,828	192%
Galaxy Health	$1,852	195%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,138.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ellenville Regional Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.