CMS Price Transparency Data

Bunion correction surgery

Facility: Summa Health System

Billing Code: 28296 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 28296
Insurance Median: $4,863
Cash Discount Price: $5,177
vs. Medicare Baseline: 1.45x Medicare

The contracted insurance negotiated median rate for a Bunion correction surgery at Summa Health System is $4,863. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $5,177. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 1.45x the Medicare baseline. Located in 525 East Market Street, Akron, OH.

Cash / Self-Pay

$5,177

Average discount available for prompt cash payment at this facility.

Insurance Median

$4,863

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $5,177 (155%)

Insurance Median: $4,863 (145%)

Cash: $5,177 (155% of Medicare)

Ins. Median: $4,863 (145% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ohio Health Choice - Asc	$1,300	39%
UnitedHealthcare	$1,925 - $11,685	58%
Summacare	$2,435 - $7,244	73%
The Health Plan	$2,454	73%
Medical Mutual	$2,840 - $13,750	85%
Aetna	$3,096 - $6,589	93%
Cigna	$3,188 - $10,705	95%
Caresource	$3,250	97%
Buckeye Health Plan	$3,869 - $5,727	116%
Medical Mutual - Asc	$4,659 - $5,481	139%
Blue Cross Blue Shield	$4,863 - $10,913	145%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $5,177.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 28296.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Summa Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 28296.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.