CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: University of Toledo Medical Center

Billing Code: 90837 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$155

about 0.9× the $181 Medicare rate · typically $155–$190

modeled estimate · not a bill or quote

What this hospital charges insurers

$153

About the fair price

about $2 under the fair price · 0.8× Medicare

Medicare pays $181 Fair price $155 This hospital $153 Cash price $308 Hospital's list price $513

How we calculate the fair BaseRate →

How this hospital compares to other OH hospitals

Highest price of the 9 OH hospitals we have prices for — worth calling around.

Cheapest $132 Priciest $153

Black dot = this hospital, among the 9 OH hospitals with a price for this procedure. Full list below.

A fair price for a Psychotherapy session (60 minutes) is about $155 (about 0.9× the $181 Medicare rate). University of Toledo Medical Center charges insurers about $153, or about $308 in cash — about the fair price. Located in Toledo, OH.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$153 - $184	84%
Blue Cross Blue Shieldmajor	$153 - $333	84%
Aetnamajor	$132 - $278	73%
Cignamajor	$250	138%
Humanamajor	$153	84%
CareSource	$153 - $169	84%
Devoted Health	$153	84%
Medical Mutual	$153 - $250	84%
Meridian	$153	84%
Molina	$161 - $169	89%
Paramount	$121 - $212	67%
WellCare	$153	84%
+ 11 smaller / regional plans	$153 - $407

Government programs also on file: Medicare.

Excludes 2 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 308), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90837.

Insurance Before you use insurance

Call your insurance company to confirm University of Toledo Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 90837.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at University of Toledo Medical Center

Compare: Psychotherapy session (60 minutes) at other OH hospitals

Insurance negotiated median for the same procedure, sorted lowest first.