CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: University of Toledo Medical Center

Billing Code: 43239 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$906

about 1.0× the $927 Medicare rate · typically $873–$976

modeled estimate · not a bill or quote

What this hospital charges insurers

$895

About the fair price

about $11 under the fair price · 1.0× Medicare

Medicare pays $927 Fair price $906 This hospital $895 Cash price $2,804 Hospital's list price $4,674

How we calculate the fair BaseRate →

How this hospital compares to other OH hospitals

Highest price of the 9 OH hospitals we have prices for — worth calling around.

Cheapest $175 Priciest $895

Black dot = this hospital, among the 9 OH hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Upper endoscopy with biopsy is about $906 (about 1.0× the $927 Medicare rate). University of Toledo Medical Center charges insurers about $895, or about $2,804 in cash — about the fair price. Located in Toledo, OH.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$895 - $1,725	97%
Blue Cross Blue Shieldmajor	$567 - $3,038	61%
Aetnamajor	$895 - $2,533	97%
Cignamajor	$1,848	199%
Humanamajor	$895	97%
CareSource	$895 - $985	97%
Devoted Health	$895	97%
Medical Mutual	$895 - $1,461	97%
Meridian	$895	97%
Molina	$940 - $985	101%
Paramount	$895 - $1,935	97%
WellCare	$895	97%
+ 11 smaller / regional plans	$895 - $3,708

Government programs also on file: Medicare.

Excludes 2 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 2,804), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 43239.

Insurance Before you use insurance

Call your insurance company to confirm University of Toledo Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 43239.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at University of Toledo Medical Center

Compare: Upper endoscopy with biopsy at other OH hospitals

Insurance negotiated median for the same procedure, sorted lowest first.