CMS Price Transparency Data

Blood test, basic metabolic panel

Facility: Fisher-Titus Hospital

Billing Code: 80048 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80048
Insurance Median: $106
Cash Discount Price: $136
vs. Medicare Baseline: 12.53x Medicare

The contracted insurance negotiated median rate for a Blood test, basic metabolic panel at Fisher-Titus Hospital is $106. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $136. Compared to the federal Medicare reimbursement reference rate of $8.46, this hospital’s rate is 12.53x the Medicare baseline. Located in 272 Benedict Avenue, Norwalk, OH.

Cash / Self-Pay

$136

Average discount available for prompt cash payment at this facility.

Insurance Median

$106

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$8.46

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.46 (100%)

Cash / Self-Pay: $136 (1608%)

Insurance Median: $106 (1253%)

Cash: $136 (1608% of Medicare)

Ins. Median: $106 (1253% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.46 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1253% of the Medicare baseline (a markup of 1153%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$3 - $137	35%
Aetna	$8 - $131	95%
Buckeye	$8 - $12	95%
Caresource	$8 - $12	95%
Medical Mutual Of Ohio	$8 - $88	95%
Paramount	$8 - $136	95%
Perennial Advantage	$8 - $9	95%
Sidecar	$8 - $105	95%
Summacare	$8 - $133	95%
UnitedHealthcare	$8 - $137	95%
Wellcare	$8	95%
Zing Health	$8	95%
Valor Health	$9	106%
Amerihealth	$12	142%
Molina	$12	142%
Health Ohio Network	$106	1253%
Tricare	$113 - $121	1336%
Cigna	$121	1430%
Claimsdoc	$121	1430%
First Health	$136	1608%
Multiplan	$136	1608%
Ohio Health Choice	$136	1608%
Healthscope	$137	1619%
Emerald Health	$146	1726%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $136.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80048.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Fisher-Titus Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80048.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.