CMS Price Transparency Data

Physical therapy (therapeutic exercise)

Facility: Fisher-Titus Hospital

Billing Code: 97110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97110
Insurance Median: $90
Cash Discount Price: $108
vs. Medicare Baseline: 3.10x Medicare

The contracted insurance negotiated median rate for a Physical therapy (therapeutic exercise) at Fisher-Titus Hospital is $90. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $108. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 3.10x the Medicare baseline. Located in 272 Benedict Avenue, Norwalk, OH.

Cash / Self-Pay

$108

Average discount available for prompt cash payment at this facility.

Insurance Median

$90

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)

Cash / Self-Pay: $108 (372%)

Insurance Median: $90 (310%)

Cash: $108 (372% of Medicare)

Ins. Median: $90 (310% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 310% of the Medicare baseline (a markup of 210%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$28 - $104	96%
Blue Cross Blue Shield	$28 - $109	96%
Buckeye	$28 - $54	96%
Caresource	$28 - $52	96%
Medical Mutual Of Ohio	$28 - $70	96%
Paramount	$28 - $108	96%
Perennial Advantage	$28 - $29	96%
Sidecar	$28 - $83	96%
Summacare	$28 - $106	96%
UnitedHealthcare	$28 - $109	96%
Valor Health	$28	96%
Wellcare	$28	96%
Zing Health	$28	96%
Amerihealth	$54	186%
Molina	$54	186%
Health Ohio Network	$84	289%
Tricare	$90 - $96	310%
Cigna	$96	330%
Claimsdoc	$96	330%
First Health	$108	372%
Multiplan	$108	372%
Ohio Health Choice	$108	372%
Healthscope	$109	375%
Emerald Health	$116	399%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $108.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Fisher-Titus Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.