CMS Price Transparency Data

X-ray, lower back

Facility: Fairfield Medical Center

Billing Code: 72110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72110
Insurance Median: $471
Cash Discount Price: $305
vs. Medicare Baseline: 4.41x Medicare

The contracted insurance negotiated median rate for a X-ray, lower back at Fairfield Medical Center is $471. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $305. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 4.41x the Medicare baseline. Located in 401 North Ewing Street, Lancaster, OH.

Cash / Self-Pay

$305

Average discount available for prompt cash payment at this facility.

Insurance Median

$471

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $305 (286%)

Insurance Median: $471 (441%)

Cash: $305 (286% of Medicare)

Ins. Median: $471 (441% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 441% of the Medicare baseline (a markup of 341%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Caresource	$53 - $7,914	50%
Medicaid / KanCare	$53	50%
Molina	$53 - $10,045	50%
UnitedHealthcare	$53 - $6,088	50%
Blue Cross Blue Shield	$54 - $26,250	51%
Amerihealth Caritas Ohio	$55	51%
Buckeye Community Health	$55 - $9,436	51%
Humana	$55 - $5,966	51%
Aetna	$99 - $5,966	93%
Medical Mutual	$99 - $33,500	93%
Medicare (plans)	$99 - $5,966	93%
Medigold	$101 - $6,088	95%
The Health Plan	$101 - $6,086	95%
Va Ccn	$101 - $6,088	95%
Valor Health Plan	$101 - $6,086	95%
Oscar	$131 - $6,173	123%
Bwc	$140 - $8,456	131%
Allied Benefit Systems	$471	441%
Meritain Health	$471	441%
Quality Care Partners/Ohio Ppo Connect	$488	457%
The Ohio State Health Plan	$522	489%
Cigna	$559	523%
Ohio Healthy	$637	596%
Multiplan	$644	603%
Miscellaneous Plans	$678	635%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $305.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Fairfield Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.