CMS Price Transparency Data

Blood test, vitamin D

Facility: Kettering Health Main Campus

Billing Code: 82306 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82306
Insurance Median: $36
Cash Discount Price: $206
vs. Medicare Baseline: 1.22x Medicare

The contracted insurance negotiated median rate for a Blood test, vitamin D at Kettering Health Main Campus is $36. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $206. Compared to the federal Medicare reimbursement reference rate of $29.6, this hospital’s rate is 1.22x the Medicare baseline. Located in 3535 Southern Boulevard, Kettering, OH.

Cash / Self-Pay

$206

Average discount available for prompt cash payment at this facility.

Insurance Median

$36

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.6 (100%)

Cash / Self-Pay: $206 (696%)

Insurance Median: $36 (122%)

Cash: $206 (696% of Medicare)

Ins. Median: $36 (122% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$17 - $84	57%
Caresource	$30 - $46	101%
Custom Design Benefits Inc.	$30 - $80	101%
UnitedHealthcare	$30 - $46	101%
Molina Healthcare	$31 - $61	105%
Aetna	$33	111%
Cigna	$34	115%
Health Ohio Network	$44	149%
Medical Mutual	$56 - $67	189%
Buckeye Health Plan	$62	209%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $206.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82306.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Kettering Health Main Campus is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82306.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.