CMS Price Transparency Data

Occupational therapy (self-care training)

Facility: Coshocton Regional Medical Center

Billing Code: 97535 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97535
Insurance Median: $41
Cash Discount Price: $30
vs. Medicare Baseline: 1.27x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (self-care training) at Coshocton Regional Medical Center is $41. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $30. Compared to the federal Medicare reimbursement reference rate of $32.4, this hospital’s rate is 1.27x the Medicare baseline. Located in 1460 Orange Street, Coshocton, OH.

Cash / Self-Pay

$30

Average discount available for prompt cash payment at this facility.

Insurance Median

$41

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.4 (100%)

Cash / Self-Pay: $30 (93%)

Insurance Median: $41 (127%)

Cash: $30 (93% of Medicare)

Ins. Median: $41 (127% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$31 - $42	96%
Care Source	$31 - $45	96%
Medicare (plans)	$31	96%
Molina	$31 - $45	96%
The Health Plan	$31	96%
Tricare	$31	96%
UnitedHealthcare	$31 - $43	96%
Buckeye Community Health Plan	$32 - $41	99%
Devoted Health	$32	99%
Med Mutual Of Oh	$32	99%
Valor Health Plan	$33	102%
Perennial Advantage	$34	105%
Medicaid / KanCare	$41	127%
Standard Eapg Logic	$41	127%
Amerihealth Caritas	$43	133%
Employer Direct Healthcare	$43	133%
Paramount	$43	133%
Quality Care Partner	$43	133%
Americas Choice Provider Network	$46	142%
Corvel	$46	142%
Healthsmart	$46	142%
Multiplan	$46	142%
Provider Network Of America	$46	142%
Provider Select	$46	142%
Three Rivers	$46	142%
Workers Compensation	$46	142%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $30.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97535.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Coshocton Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97535.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.