CMS Price Transparency Data

Breast lump removal

Facility: University Hospitals - Elyria Medical Center

Billing Code: 19120 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 19120
Insurance Median: $3,550
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.89x Medicare

The contracted insurance negotiated median rate for a Breast lump removal at University Hospitals - Elyria Medical Center is $3,550. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $4,000.24, this hospital’s rate is 0.89x the Medicare baseline. Located in 630 East River Street, Elyria, OH.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,550

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4,000.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4,000.24 (100%)

Insurance Median: $3,550 (89%)

Ins. Median: $3,550 (89% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4,000.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
University Health Employee Plan (Contigo)	$2,453	61%
Cigna	$2,574 - $3,550	64%
UnitedHealthcare	$2,930 - $3,550	73%
Blue Cross Blue Shield	$3,092 - $3,550	77%
Aetna	$3,550 - $6,319	89%
Devoted Health	$3,550	89%
Humana	$3,550	89%
Medical Mutual Of Ohio	$3,550	89%
Molina	$3,550	89%
Primetime Health Plan	$3,550	89%
Summacare	$3,550	89%
The Health Plan	$3,550	89%
Wellcare By Allwell	$3,550	89%
Paramount	$3,656	91%
Perennial Advantage Of Ohio	$3,727	93%
Valor Health Plans	$3,727	93%
Ambetter / Centene	$6,390	160%
Caresource	$6,390	160%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 19120.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University Hospitals - Elyria Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 19120.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.