CMS Price Transparency Data

Blood test, cholesterol (lipid panel)

Facility: Memorial Hospital

Billing Code: 80061 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80061
Insurance Median: $18
Cash Discount Price: $148
vs. Medicare Baseline: 1.34x Medicare

The contracted insurance negotiated median rate for a Blood test, cholesterol (lipid panel) at Memorial Hospital is $18. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $148. Compared to the federal Medicare reimbursement reference rate of $13.39, this hospital’s rate is 1.34x the Medicare baseline. Located in 715 South Taft Avenue, Fremont, OH.

Cash / Self-Pay

$148

Average discount available for prompt cash payment at this facility.

Insurance Median

$18

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.39

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.39 (100%)

Cash / Self-Pay: $148 (1105%)

Insurance Median: $18 (134%)

Cash: $148 (1105% of Medicare)

Ins. Median: $18 (134% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.39 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Meridian Health Plan Of Mi	$7 - $220	52%
Aetna	$12 - $367	90%
Humana	$12 - $13	90%
Summacare	$12 - $204	90%
Blue Cross Blue Shield	$13 - $179	97%
Buckeye Community Health Plan	$13 - $220	97%
Caresource	$13 - $21	97%
Frontpath	$13 - $139	97%
Health Alliance Plan	$13 - $148	97%
Molina Healthcare Of Ohio	$13 - $459	97%
Paramount Healthcare Inc	$13 - $128	97%
UnitedHealthcare	$14 - $180	105%
Cigna	$15 - $159	112%
Medical Mutual Of Ohio	$16 - $152	119%
Multiplan	$16 - $205	119%
Amerihealth	$17 - $32	127%
Health Ohio Network	$17 - $157	127%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $148.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80061.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80061.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.