CMS Price Transparency Data

Occupational therapy (self-care training)

Facility: Christ Hospital

Billing Code: 97535 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97535
Insurance Median: $79
Cash Discount Price: $79
vs. Medicare Baseline: 2.44x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (self-care training) at Christ Hospital is $79. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $79. Compared to the federal Medicare reimbursement reference rate of $32.4, this hospital’s rate is 2.44x the Medicare baseline. Located in 2139 Auburn Avenue, Cincinnati, OH.

Cash / Self-Pay

$79

Average discount available for prompt cash payment at this facility.

Insurance Median

$79

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.4 (100%)

Cash / Self-Pay: $79 (244%)

Insurance Median: $79 (244%)

Cash: $79 (244% of Medicare)

Ins. Median: $79 (244% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 244% of the Medicare baseline (a markup of 144%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$33 - $79	102%
Humana	$33 - $79	102%
Kentucky Passport/Molina [2097]	$33	102%
Medicaid / KanCare	$33 - $79	102%
UnitedHealthcare	$33 - $170	102%
Wellcare Of Kentucky [2191]	$33	102%
Allied Benefits [2163]	$38	117%
First Health [2041]	$38	117%
Meritain Health [2224]	$38	117%
Blue Cross Blue Shield	$49 - $79	151%
Caresource [2031]	$49 - $79	151%
Ohio Health Choice [2062]	$63	194%
Other Exchange Plan [9992]	$63 - $131	194%
Cigna	$70 - $131	216%
Nalc [2178]	$70	216%
Priority Health [2225]	$70	216%
Medben [2222]	$75 - $88	231%
Amerihealth Caritas [2230]	$79	244%
Buckeye Community Health [2028]	$79	244%
Life Synch [2080]	$79	244%
Multiplan/Phcs [2059]	$96	296%
Bccp [3079]	$131	404%
Healthcare Highways [2298]	$131	404%
Sagamore Health Network [2066]	$131	404%
Suburban Health [2408]	$131	404%
Geha [2168]	$170	525%
Golden Rule [2161]	$170	525%
United Medical Resources [2104]	$170	525%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $79.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97535.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Christ Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97535.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.