CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Cleveland Clinic

Billing Code: 72148 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$208

about 0.9× the $244 Medicare rate · typically $192–$252

modeled estimate · not a bill or quote

What this hospital charges insurers

$207

About the fair price

about $1 under the fair price · 0.8× Medicare

Medicare pays $244 Fair price $208 This hospital $207 Cash price $983 Hospital's list price $1,513

How we calculate the fair BaseRate →

How this hospital compares to other OH hospitals

A typical price — 4 charge more and 3 charge less, among the 9 OH hospitals compared.

Cheapest $101 Priciest $223

Black dot = this hospital, among the 9 OH hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a MRI, lower back (no contrast) is about $208 (about 0.9× the $244 Medicare rate). Cleveland Clinic charges insurers about $207, or about $983 in cash — about the fair price. Located in Cleveland, OH.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$66 - $1,309	27%
Blue Cross Blue Shieldmajor	$66 - $1,285	27%
Aetnamajor	$66 - $2,046	27%
Cignamajor	$68 - $1,637	28%
Humanamajor	$66 - $1,286	27%
AmeriHealth	$207	85%
CareSource	$198 - $267	81%
Devoted Health	$66 - $224	27%
Molina	$207 - $280	85%
Oscar Health	$142 - $582	58%
Paramount	$194 - $275	80%
UniCare	$69 - $235	28%
UPMC Health Plan	$66 - $1,228	27%
+ 22 smaller / regional plans	$43 - $1,814

Excludes 5 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 983), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm Cleveland Clinic is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Cleveland Clinic

Compare: MRI, lower back (no contrast) at other OH hospitals

Insurance negotiated median for the same procedure, sorted lowest first.