CMS Price Transparency Data

Colonoscopy with biopsy

Facility: Lake Health Beachwood Medical Center

Billing Code: 45380 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45380
Insurance Median: $1,109
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.91x Medicare

The contracted insurance negotiated median rate for a Colonoscopy with biopsy at Lake Health Beachwood Medical Center is $1,109. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $1,222.56, this hospital’s rate is 0.91x the Medicare baseline. Located in 25501 Chagrin Boulevard, Beachwood, OH.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,109

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$1,222.56

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $1,222.56 (100%)

Insurance Median: $1,109 (91%)

Ins. Median: $1,109 (91% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $1,222.56 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$1,093 - $2,905	89%
Blue Cross Blue Shield	$1,093 - $2,182	89%
Cigna	$1,093 - $3,293	89%
Devoted Health	$1,093	89%
Humana	$1,093	89%
Medical Mutual Of Ohio	$1,093	89%
Molina	$1,093 - $1,202	89%
Primetime Health Plan	$1,093	89%
Summacare	$1,093	89%
The Health Plan	$1,093	89%
UnitedHealthcare	$1,093 - $2,764	89%
Wellcare By Allwell	$1,093	89%
Paramount	$1,126	92%
Perennial Advantage Of Ohio	$1,148	94%
Valor Health Plans	$1,148	94%
University Health Employee Plan (Contigo)	$1,857	152%
Ambetter / Centene	$1,968	161%
Caresource	$1,968	161%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45380.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lake Health Beachwood Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45380.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.