CMS Price Transparency Data

Blood antibody screen

Facility: Lodi Community Hospital

Billing Code: 86850 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86850
Insurance Median: $38
Cash Discount Price: $42
vs. Medicare Baseline: 0.71x Medicare

The contracted insurance negotiated median rate for a Blood antibody screen at Lodi Community Hospital is $38. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $42. Compared to the federal Medicare reimbursement reference rate of $53.24, this hospital’s rate is 0.71x the Medicare baseline. Located in 225 Elyria Street, Lodi, OH.

Cash / Self-Pay

$42

Average discount available for prompt cash payment at this facility.

Insurance Median

$38

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$53.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $53.24 (100%)

Cash / Self-Pay: $42 (79%)

Insurance Median: $38 (71%)

Cash: $42 (79% of Medicare)

Ins. Median: $38 (71% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $53.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Humana	$19	36%
Mmo	$19 - $89	36%
Oscar	$19 - $25	36%
Summacare	$19 - $39	36%
United	$19 - $46	36%
Aetna	$22 - $64	41%
The Health Plan	$26 - $51	49%
Amish Community Aid Plan	$29 - $32	54%
Ohcp	$31	58%
Aultcare	$32	60%
Omas	$32	60%
UnitedHealthcare	$33 - $53	62%
Buckeye	$34	64%
Caresource	$34	64%
Ohio Healthy	$35	66%
Blue Cross Blue Shield	$36 - $186	68%
Molina	$36	68%
Amerihealth	$38	71%
Php	$38	71%
Phphi	$38	71%
Upmc	$38	71%
Cigna	$41	77%
Cc Ehp	$43	81%
Gms	$45	85%
Medical Benefit Corp	$45	85%
Consociate Health	$48	90%
Frontpath	$58	109%
Managed Care Services	$58	109%
Multiplan	$58	109%
Tertiary Care Network	$58	109%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $42.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86850.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lodi Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86850.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.