CMS Price Transparency Data

Physical therapy (functional capacity test)

Facility: Lodi Community Hospital

Billing Code: 97750 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97750
Insurance Median: $136
Cash Discount Price: $164
vs. Medicare Baseline: 4.03x Medicare

The contracted insurance negotiated median rate for a Physical therapy (functional capacity test) at Lodi Community Hospital is $136. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $164. Compared to the federal Medicare reimbursement reference rate of $33.73, this hospital’s rate is 4.03x the Medicare baseline. Located in 225 Elyria Street, Lodi, OH.

Cash / Self-Pay

$164

Average discount available for prompt cash payment at this facility.

Insurance Median

$136

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$33.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $33.73 (100%)

Cash / Self-Pay: $164 (486%)

Insurance Median: $136 (403%)

Cash: $164 (486% of Medicare)

Ins. Median: $136 (403% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $33.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 403% of the Medicare baseline (a markup of 303%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$43 - $206	127%
UnitedHealthcare	$43 - $156	127%
Humana	$76	225%
Mmo	$76 - $135	225%
Oscar	$76 - $97	225%
Summacare	$76 - $154	225%
United	$76 - $180	225%
Aetna	$86 - $252	255%
The Health Plan	$101 - $202	299%
Buckeye	$105	311%
Caresource	$105	311%
Molina	$110	326%
Amish Community Aid Plan	$113 - $126	335%
Amerihealth	$115	341%
Ohcp	$122	362%
Aultcare	$126	374%
Omas	$126	374%
Ohio Healthy	$136	403%
Php	$151	448%
Phphi	$151	448%
Upmc	$151	448%
Cigna	$163	483%
Cc Ehp	$169	501%
Gms	$176	522%
Medical Benefit Corp	$176	522%
Consociate Health	$189	560%
Frontpath	$227	673%
Managed Care Services	$227	673%
Multiplan	$227	673%
Tertiary Care Network	$227	673%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $164.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97750.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lodi Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97750.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.