CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Fostoria Community Hospital

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $57
Cash Discount Price: $72
vs. Medicare Baseline: 4.18x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Fostoria Community Hospital is $57. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $72. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 4.18x the Medicare baseline. Located in 501 Van Buren Street, Fostoria, OH.

Cash / Self-Pay

$72

Average discount available for prompt cash payment at this facility.

Insurance Median

$57

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $72 (528%)

Insurance Median: $57 (418%)

Cash: $72 (528% of Medicare)

Ins. Median: $57 (418% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 418% of the Medicare baseline (a markup of 318%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Meridian Health Plan Of Mi	$7	51%
Blue Cross Blue Shield	$13 - $71	95%
Health Alliance Plan	$13 - $82	95%
Health Value Management	$13 - $24	95%
Paramount Health Care	$13 - $58	95%
Buckeye Community Health Plan	$14 - $27	103%
Aetna	$15 - $74	110%
Buckeye Community Health Plan Inc	$15 - $40	110%
Dayton Area Health Plan Dba Caresource	$20 - $46	147%
UnitedHealthcare	$20 - $66	147%
Veterans Affairs	$24	176%
Amerihealth	$28	205%
Medical Mutual Of Ohio	$62 - $66	455%
Frontpath Health Coalition	$63	462%
Ohio Health Choice	$72	528%
Ohio Ppo Connect	$72 - $82	528%
Health Ohio Network	$87	638%
Connecticut General Life Insurance Company	$88	646%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $72.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Fostoria Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.