CMS Price Transparency Data

Office visit, established patient (20-29 min)

Facility: Fostoria Community Hospital

Billing Code: 99213 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99213
Insurance Median: $100
Cash Discount Price: $100
vs. Medicare Baseline: 1.05x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (20-29 min) at Fostoria Community Hospital is $100. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $100. Compared to the federal Medicare reimbursement reference rate of $95.19, this hospital’s rate is 1.05x the Medicare baseline. Located in 501 Van Buren Street, Fostoria, OH.

Cash / Self-Pay

$100

Average discount available for prompt cash payment at this facility.

Insurance Median

$100

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$95.19

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $95.19 (100%)

Cash / Self-Pay: $100 (105%)

Insurance Median: $100 (105%)

Cash: $100 (105% of Medicare)

Ins. Median: $100 (105% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $95.19 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Paramount Health Care	$32 - $87	34%
Health Value Management	$33 - $90	35%
Aetna	$34 - $127	36%
Blue Cross Blue Shield	$34 - $154	36%
Buckeye Community Health Plan	$34 - $135	36%
Health Alliance Plan	$34 - $124	36%
Veterans Affairs	$34	36%
Dayton Area Health Plan Dba Caresource	$36 - $141	38%
UnitedHealthcare	$36 - $133	38%
Buckeye Community Health Plan Inc	$56 - $102	59%
Medical Mutual Of Ohio	$87 - $93	91%
Frontpath Health Coalition	$89	93%
Ohio Health Choice	$100	105%
Ohio Ppo Connect	$100 - $116	105%
Health Ohio Network	$122	128%
Connecticut General Life Insurance Company	$123	129%
Amerihealth	$140	147%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $100.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99213.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Fostoria Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99213.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.