Colonoscopy (diagnostic)
Facility: Rainbow Babies and Childrens Hospital
Billing Code: 45378 (CPT)
- CPT Billing Code: 45378
- Insurance Median: $2,112
- Cash Discount Price: $2,503
- vs. Medicare Baseline: 2.22x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 222% of the Medicare baseline (a markup of 122%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Aetna | $845 - $2,653 | 89% |
| Blue Cross Blue Shield | $845 - $2,169 | 89% |
| Cigna | $845 - $2,152 | 89% |
| Devoted Health | $845 | 89% |
| Humana | $845 | 89% |
| Medical Mutual Of Ohio | $845 - $2,646 | 89% |
| Molina | $845 | 89% |
| Primetime Health Plan | $845 | 89% |
| Summacare | $845 - $2,436 | 89% |
| The Health Plan | $845 - $2,336 | 89% |
| UnitedHealthcare | $845 - $2,343 | 89% |
| Wellcare By Allwell | $845 | 89% |
| Paramount | $871 | 92% |
| Perennial Advantage Of Ohio | $887 | 93% |
| Valor Health Plans | $887 | 93% |
| Amish Aid Community Plan | $1,668 | 176% |
| Amish Church Fund And Workers Aid Plan | $1,668 | 176% |
| Buckeye Plain Ministries | $1,668 | 176% |
| Christian Healthcare Ministries | $1,668 | 176% |
| Sunrise Plain Communities | $1,668 | 176% |
| University Health Employee Plan (Contigo) | $1,668 - $1,857 | 176% |
| Caresource | $1,802 | 190% |
| Ambetter / Centene | $1,869 | 197% |
| Jp Farley | $1,869 - $2,002 | 197% |
| Immergrun | $2,002 | 211% |
| Aultcare | $2,102 - $2,202 | 221% |
| Healthsmart | $2,169 | 228% |
| Ohio Health Choice | $2,169 - $3,003 | 228% |
| Health Ohio Network | $2,236 | 235% |
| Clarity | $2,336 | 246% |
| Enterprise Group Planning | $2,336 | 246% |
| Medical Mutual Traditional/Health Ohio | $2,336 | 246% |
| Beech Street | $2,670 - $3,003 | 281% |
| Ohio Preferred Network | $2,670 - $3,003 | 281% |
| Century Health Network | $2,836 | 298% |
| First Health | $2,836 | 298% |
| Private Healthcare System | $2,870 | 302% |
| Configurenet | $3,003 | 316% |
| Fortified Provider Network | $3,003 | 316% |
| Multiplan | $3,003 | 316% |