CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: Nationwide Children's Hospital Toledo, LLC

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $950
Cash Discount Price: $1,106
vs. Medicare Baseline: 1.00x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at Nationwide Children's Hospital Toledo, LLC is $950. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,106. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 1.00x the Medicare baseline. Located in 2213 Cherry Street, Toledo, OH.

Cash / Self-Pay

$1,106

Average discount available for prompt cash payment at this facility.

Insurance Median

$950

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Cash / Self-Pay: $1,106 (116%)

Insurance Median: $950 (100%)

Cash: $1,106 (116% of Medicare)

Ins. Median: $950 (100% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Caresource	$96 - $998	10%
UnitedHealthcare	$97 - $1,006	10%
Amerihealth	$98 - $1,016	10%
Bchp	$98 - $1,016	10%
Mcclaren Health Plan - Michigan	$120 - $979	13%
Paramount	$161	17%
Blue Cross Blue Shield	$169 - $1,016	18%
Mcclaren Health Plan	$225	24%
Tricare	$294 - $903	31%
Cigna	$446	47%
Front Path Health Coalition	$462 - $2,850	49%
Aetna	$593	62%
Molina	$950 - $1,094	100%
Humana	$1,016	107%
Mmo	$1,374	145%
Ohc	$1,382	145%
Ohio Ppo Connect	$1,382	145%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,106.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Nationwide Children's Hospital Toledo, LLC is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.