CMS Price Transparency Data

Hepatitis C antibody test

Facility: Nationwide Children's Hospital Toledo, LLC

Billing Code: 86803 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86803
Insurance Median: $43
Cash Discount Price: $123
vs. Medicare Baseline: 3.01x Medicare

The contracted insurance negotiated median rate for a Hepatitis C antibody test at Nationwide Children's Hospital Toledo, LLC is $43. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $123. Compared to the federal Medicare reimbursement reference rate of $14.27, this hospital’s rate is 3.01x the Medicare baseline. Located in 2213 Cherry Street, Toledo, OH.

Cash / Self-Pay

$123

Average discount available for prompt cash payment at this facility.

Insurance Median

$43

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14.27 (100%)

Cash / Self-Pay: $123 (862%)

Insurance Median: $43 (301%)

Cash: $123 (862% of Medicare)

Ins. Median: $43 (301% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 301% of the Medicare baseline (a markup of 201%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Caresource	$14 - $15	98%
Molina	$14 - $26	98%
Mcclaren Health Plan - Michigan	$15	105%
Cigna	$23	161%
Amerihealth	$26	182%
Bchp	$26	182%
Blue Cross Blue Shield	$26 - $105	182%
Humana	$26	182%
UnitedHealthcare	$26 - $104	182%
Front Path Health Coalition	$43 - $92	301%
Mmo	$51 - $72	357%
Aetna	$79	554%
Mcclaren Health Plan	$92	645%
Ohc	$102	715%
Ohio Ppo Connect	$102	715%
First Health	$158	1107%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $123.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86803.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Nationwide Children's Hospital Toledo, LLC is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86803.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.