CMS Price Transparency Data

Culture, bacterial

Facility: Hillcrest Hospital Claremore

Billing Code: 87070 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 87070
Insurance Median: $100
Cash Discount Price: $76
vs. Medicare Baseline: 11.60x Medicare

The contracted insurance negotiated median rate for a Culture, bacterial at Hillcrest Hospital Claremore is $100. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $76. Compared to the federal Medicare reimbursement reference rate of $8.62, this hospital’s rate is 11.60x the Medicare baseline. Located in 1202 N Muskogee Place, Claremore, OK.

Cash / Self-Pay

$76

Average discount available for prompt cash payment at this facility.

Insurance Median

$100

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$8.62

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.62 (100%)

Cash / Self-Pay: $76 (882%)

Insurance Median: $100 (1160%)

Cash: $76 (882% of Medicare)

Ins. Median: $100 (1160% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.62 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1160% of the Medicare baseline (a markup of 1060%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Black Lung [6055]	$64	742%
Healthcare Highways [2210]	$64 - $100	742%
Hooray Health [8000]	$64	742%
Lucent Health [6000]	$64	742%
Oncology Patient Assistance Programs [2295]	$64	742%
Oscar Insurance Company [7005]	$64	742%
Osma Health Network [2345]	$64	742%
Healthscope Benefits [2290]	$76	882%
UnitedHealthcare	$76 - $100	882%
Resource One Administrators [2815]	$100	1160%
Web Tpa [2115]	$100	1160%
Beacon Health Options Behavioral Health [2890]	$109	1265%
The Kempton Group Administrators [2905]	$114	1323%
Pba [1775]	$126	1462%
Medica [2910]	$144	1671%
Employee Benefit Management Services [2445]	$185	2146%
Healthcost Solutions [2415]	$198	2297%
Healthfirst [2395]	$198	2297%
Hometown Health [2155]	$198	2297%
Mayo Clinic Health Solutions [2280]	$198	2297%
Planned Administrators Inc [2360]	$198	2297%
Trustmark [2030]	$198	2297%
Universal Fidelity [2085]	$198	2297%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $76.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 87070.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Hillcrest Hospital Claremore is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 87070.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.