CMS Price Transparency Data

Occupational therapy (self-care training)

Facility: Hillcrest Hospital Claremore

Billing Code: 97535 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97535
Insurance Median: $256
Cash Discount Price: $196
vs. Medicare Baseline: 7.90x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (self-care training) at Hillcrest Hospital Claremore is $256. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $196. Compared to the federal Medicare reimbursement reference rate of $32.4, this hospital’s rate is 7.90x the Medicare baseline. Located in 1202 N Muskogee Place, Claremore, OK.

Cash / Self-Pay

$196

Average discount available for prompt cash payment at this facility.

Insurance Median

$256

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.4 (100%)

Cash / Self-Pay: $196 (605%)

Insurance Median: $256 (790%)

Cash: $196 (605% of Medicare)

Ins. Median: $256 (790% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 790% of the Medicare baseline (a markup of 690%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Black Lung [6055]	$163	503%
Healthcare Highways [2210]	$163 - $257	503%
Hooray Health [8000]	$163	503%
Lucent Health [6000]	$163	503%
Oncology Patient Assistance Programs [2295]	$163	503%
Oscar Insurance Company [7005]	$163	503%
Osma Health Network [2345]	$163	503%
Healthscope Benefits [2290]	$196	605%
UnitedHealthcare	$196 - $256	605%
Resource One Administrators [2815]	$257	793%
Web Tpa [2115]	$257	793%
Beacon Health Options Behavioral Health [2890]	$281	867%
The Kempton Group Administrators [2905]	$294	907%
Pba [1775]	$325	1003%
Medica [2910]	$369	1139%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $196.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97535.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Hillcrest Hospital Claremore is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97535.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.